Reimbursement Accounts

Health Care Reimbursement Account (HCRA)
A HCRA can help you pay for eligible expenses that are not covered or are only partially covered by your health care plans (e.g., your eFunds medical and dental plans). Note: IRS regulations prevent you from using your Health Care Reimbursement Account to pay expenses for domestic partners and their children, or for other ineligible dependents.

You can contribute up to $5,000 per year ($208.33 per paycheck if you have 24 pay periods each year - $192.31 per paycheck if you have 26 pay periods each year) to your HCRA. Your pre-tax contribution will be deducted automatically from each paycheck. You cannot stop your contributions or change the amount you contribute unless you experience a change in family status.

Dependent Care Reimbursement Account (DCRA)
A Dependent Care Reimbursement Account (DCRA) can help you pay for childcare or eldercare services or care for a disabled spouse or dependent so that you can be gainfully employed or attend school full-time. You may request reimbursement for expenses for the following eligible dependents through your DCRA:

• Your children under the age of 13, who depend on you (and your spouse, if you are married) for at least half of their support
• Your spouse, if he or she is mentally or physically incapable of caring for himself or herself
• Other members of your family, such as your parents, a brother or sister, or children over 13, who are physically or mentally incapable of caring for themselves, and live in your home and depend on you (and your spouse, if you are married) for at least half of their support

Note: IRS regulations prevent you from using your Dependent Care Reimbursement Account to pay expenses for domestic partners and their children, or for other ineligible dependents.

More information on these benefits can be found using the following links:

• HCRA Overview
• HCRA Questions & Answers
• HCRA Eligible Expenses
• DCRA Overview
• DCRA Questions & Answers
• DCRA Eligible Expenses

Useful Links:

• Request an Additional Debit Card
• Submit Over-theCounter Drug Expenses
• Administrator - FlexAmerica